Photo of a man with walking aid


Maryland ABLE is a savings program which seeks to encourage and assist individuals and families in saving private funds to support individuals with disabilities to maintain health, independence, and quality of life.

Maryland ABLE wants to provide secure funding for disability-related expenses on behalf of designated beneficiaries with disabilities that will supplement, not supplant, benefits provided through private insurance, the Medicaid program under Title XIX of the Social Security Act, the Supplemental Security Income program under Title XVI of the Social Security Act, the beneficiary's employment, and any other source.

By increasing access to financial stability, ABLE increases access to health, independence, and a greater quality of life for Marylander’s with disabilities.

What does Maryland ABLE offer?

The Maryland ABLE program offers low fees, varied investment options, easy enrollment, online account management, and a Maryland State income deduction for contributions to a Maryland ABLE account!

For even more background on the benefits of ABLE programs and how they work, visit