• ABLE’s definition of qualifying disability expenses includes “education.” Can I roll my 529 account into an ABLE account?

    Assets from a 529 account can be rolled over into an ABLE account, though amounts to be rolled over are subject to the $17,000 annual contribution limit. Current federal law requires such rollovers to be completed by December 31, 2025. To make a direct rollover from a 529 account, the ALR or...

  • About

    About Maryland ABLE is a savings program which seeks to encourage and assist individuals and families in saving private funds to support individuals with disabilities to maintain health, independence, and quality of life. Maryland ABLE wants to provide secure funding for disability-related...

  • Accessibility statement

    About accessibility We believe people come first. That’s why our site and resources are designed with the best practices and standards in mind: to be accessible no matter who our audience is or what technology they might use. We strive to follow the World Wide Web Consortium (W3C) Web Content...

  • Account overview

    Account overview Learn what you need to know to set up a Maryland ABLE account and what your options mean Setting up your account You have 2 options for enrollment. You can complete a paper application and mail it in or you can enroll here on line. When opening a Maryland ABLE account, there are 3...

  • Account Reopen Form

  • Add an ALR Form

  • Add/Edit/Remove Successor Designated Beneficiary Form

  • Address Change Form

  • Annual reports

    Annual Reports Click on a link to download the corresponding annual report to your computer. If you need assistance, feel free to contact us. 2018 Maryland ABLE Annual Report 2019 Maryland ABLE Annual Report 2020 Maryland ABLE Annual Report 2021 Maryland ABLE Annual Report 2022 Maryland ABLE...

  • Are contributions considered to be an asset?

    The money in the account generally isn’t considered to be an asset for state and federal means-tested benefit purposes. For Supplemental Security Income (SSI) benefits only, you can have up to $100,000 in the account before the funds start to count against the $2,000 asset limit.

Sign up and start saving

Once you are ready to enroll, you can set up your account here online. When opening a Maryland ABLE account, make sure you have ready identifying information about the beneficiary, the qualifying disability, and how the ABLE account will be funded.

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Have Specific Questions?

Here are a few ways to get answers. You can contact us online, give us a call Monday through Friday, at 1-855-563-2253 from 9am-8pm ET, or you can browse frequently asked questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

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