How does the account work?

Everything can be managed online. The money can be saved in a cash option and/or invested in one of the four investment options offered: ABLE Fixed Income, ABLE Conservative, ABLE Moderate, and ABLE Aggressive. 

These choices are made during the account setup. By law, you can make investment changes on your account only twice a calendar year, and this includes changes to the allocation between cash/investment or changes to the investment option. 

Contributions and withdrawals can be initiated whenever you want.

Sign up and start saving

Once you are ready to enroll, you can set up your account here online. When opening a Maryland ABLE account, make sure you have ready identifying information about the beneficiary, the qualifying disability, and how the ABLE account will be funded.

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Have Specific Questions?

Here are a few ways to get answers. You can contact us online, give us a call Monday through Friday, at 1-855-563-2253 from 9am-8pm ET, or you can browse frequently asked questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

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