How does the account work?

Everything can be managed online. The money can be saved in a cash option and/or invested in one of the four investment options offered: ABLE Fixed Income, ABLE Conservative, ABLE Moderate, and ABLE Aggressive. 

These choices are made during the account setup. By law, you can make investment changes on your account only twice a calendar year, and this includes changes to the allocation between cash/investment or changes to the investment option. 

Contributions and withdrawals can be initiated whenever you want.