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Frequently asked questions

Scroll down to see answers to things we get asked a lot. If you're looking for something specific, enter or choose a keyword below.

How can I connect a bank account?
Log in to your account, go to the “Settings” tab and click on the “Add a new bank” button. Follow the steps to link a new bank account by connecting via Plaid or manually adding an account. Keep in mind that you won’t be able to withdraw money to a newly added bank account immediately. There is a... Read more
How do I add multiple bank accounts?
Once you’re logged in to your Maryland ABLE account, find your “Accounts” section in Your Profile and click on “Add a new bank account.”  Follow the steps to connect a new bank account associated with either the beneficiary of the Maryland ABLE account or the Authorized Legal Representative.  Keep... Read more
How do I manage bank accounts for multiple beneficiaries?

If you are managing ABLE accounts for more than one beneficiary, you can use the same banking information on multiple accounts. The bank account has to be added to each plan account individually.

What type of bank accounts can I add to my account?

You can connect a checking or savings account.

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Can I connect more than one bank account or type of account?
Yes, you can connect more than one bank account as well as multiple types of bank accounts. Each account and type will need to be connected individually, but you can have both savings and checking accounts linked to your account at one time. The Account Owner/Custodian or Beneficiary must own the... Read more
Are gift-givers charged a fee when they contribute through my page?

There is no fee for bank account (ACH) gift contributions.

Using the paper Gift Form to contribute by mailing in a paper check is also fee-free.

Can I open and/or manage more than one Maryland ABLE account?

Yes, you can open and manage multiple accounts for beneficiaries if you are their Authorized Legal Representative. 

Remember that each beneficiary can have only one ABLE account open at a time. Each Maryland ABLE account can be connected to one or more bank accounts.