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Frequently asked questions

Scroll down to see answers to things we get asked a lot. If you're looking for something specific, enter or choose a keyword below.

What happens to my state and federal benefits?

For Supplemental Security Income (SSI) benefits only, you can have up to $100,000 in the account before the funds start to count against the $2,000 asset limit. 

Other federal and Maryland state means-tested benefits are not affected, regardless of the balance in the account. 

Does having an account affect my other benefits?
You can keep your federal and state benefits (SSI, SSDI, Medicaid, SNAP, TANF, HUD Assistance, Section 8, etc.) with an ABLE account. If you receive SSI, there is a $100,000 limit before Social Security benefits are affected.  As long as the money withdrawn is used for eligible expenses, it won’t... Read more
Will having an account make me ineligible for Medicaid?

No. Having an ABLE account doesn’t count towards your eligibility for Medicaid regardless of the amount in the ABLE account.